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| Insurance advice | |
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| Tweet Topic Started: Jun 3 2011, 11:47:08 AM (372 Views) | |
rjs
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Jun 3 2011, 11:47:08 AM Post #1 |
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Richly Joyful Sylph
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Matt has a scrape in the car yesterday .Other guy apologised & gave Matt his number as there is quite a bit of damage to our car . Matt rings the guy who then decided he wasnt at fault ,so Matt said fine lets not argue & let the insurance deal with it & the guy hung up :no: Matt has tried ringing & ringing & he wont answer. The cops said we have to tell our insurers ,so does that mean we have to claim it on our insurance :confused: |
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ohippy
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Jun 3 2011, 03:27:01 PM Post #2 |
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Original Opulent Optimist
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Your insurers will deal with it basically, you always claim on your insurance and then they claim on the other persons insurance. They may not be very happy if all Matt has is a telephone number and name though unless he got a full name and address. |
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| Anne | Jun 3 2011, 08:11:32 PM Post #3 |
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Wonderful Winsome Wench
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Does Matt have the other car's details, ie make and model and plate number? Give that information and the dude name and phone number to your insurance company, that should be plenty enough to track him down. Have you tried looking his name and number up in white pages? If his number is listed you'd get his address from there. |
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| ABCDiamond | Jun 3 2011, 11:00:53 PM Post #4 |
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You do need to notify your insurers, even if you feel you are 100% in the right. I had a claim once, the other party didn't even have insurance, but my insurer paid out, then went after the other driver. My NCD wasn't affected. It can be a problem though, if there is doubt about whose fault it really was, but you can do something to help on this, and you have done some of this already. YOU are chasing them, YOU are getting the police involved, keep the proof of this to provide to the insurer, to show that YOU are NOT the one that is hiding from the other. |
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rjs
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Jun 4 2011, 09:24:18 PM Post #5 |
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Richly Joyful Sylph
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Matt rang the insurer told them the licence no & the name & number & make of car & he also told them that it happened at the servo and the time & in full view of the cameras & they seemed quite happy with that.So its wait & see now.Thanks guys x |
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rjs



ohippy

10:23 AM Jul 11